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Alternative Lending

When standard guidelines don't apply, qualify utilizing personal and/or business bank statements, Profit & Loss statement, Asset Depletion, or Debt Service Coverage Ratio (DSCR).

Best for

Self-employed borrowers, investors, foreign nationals and time-sensitive deals.

Key features

  • Qualifying with personal and/or business bank statements
  • Profit & Loss statement programs
  • Asset depletion qualifying
  • Debt Service Coverage Ratio (DSCR) financing for income-producing property
  • Foreign national programs with no U.S. credit history required
  • Hard money and bridge financing for fast closings

What you'll generally need

  • Program-specific documentation, reviewed case by case
  • Larger down payment on most alternative programs
  • A conversation with a loan originator to find the right fit

Guidelines vary by lender and are subject to change. This page is for general information and is not a commitment to lend.

See if this program fits

Send us your details for a free analysis, or call 954-527-0253 and speak with a licensed loan originator today.

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