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Hard Money Programs

Hard money loans are underwritten on the property, not the paperwork. When a deal needs to close in days rather than weeks, these programs give you the speed to compete with cash offers.

Best for

Investors, flippers and borrowers who need to close on a short timeline.

Key features

  • Approval based primarily on property value and equity
  • Closings measured in days, not months
  • Purchase, refinance, bridge and fix-and-flip scenarios
  • Interest-only payments during the loan term
  • Residential investment and commercial property eligible

What you'll generally need

  • Meaningful equity or down payment in the property
  • A clear exit strategy — sale or refinance
  • Short-term rate and fee structure above conventional pricing

Guidelines vary by lender and are subject to change. This page is for general information and is not a commitment to lend.

See if this program fits

Send us your details for a free analysis, or call 954-527-0253 and speak with a licensed loan originator today.

Pre-approval request

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