All programs
FHA Loans
FHA loans are insured by the Federal Housing Administration, which lets lenders offer more flexible qualifying guidelines. They are a strong fit for first-time buyers and for anyone financing a home that needs work.
Best for
First-time buyers and borrowers with a smaller down payment or a thinner credit file.
Key features
- First-time homebuyer friendly guidelines
- 203K renovation loans that finance the purchase and the repairs together
- Lower down payment requirements than most conventional programs
- Gift funds may be used toward the down payment
What you'll generally need
- The home must be your primary residence
- Property must meet FHA appraisal standards
- Mortgage insurance is required for the life of most FHA loans
Guidelines vary by lender and are subject to change. This page is for general information and is not a commitment to lend.
See if this program fits
Send us your details for a free analysis, or call 954-527-0253 and speak with a licensed loan originator today.
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